Last Updated: January 1, 2026 | Effective Date: January 1, 2026
Important Notice

These Terms & Conditions constitute a legally binding agreement between you (the "Player" or "User") and mb099 (the "Platform", "Company", "We", "Us", or "Our"). By creating an account, accessing our website, or using any of our gaming services, you acknowledge that you have read, understood, and agree to be bound by these Terms & Conditions in their entirety. If you do not agree with any provision herein, you must immediately cease using our services.

1. Definitions

For the purposes of these Terms & Conditions, the following definitions shall apply:

  • "Platform" refers to the mb099 website accessible at https://mb099.cam and any associated mobile applications or software.
  • "Services" refers to all online gaming products offered by mb099, including but not limited to sports betting (football, basketball, badminton, esports), casino games (slots, live dealer tables, table games), and lottery-style games (togel).
  • "Account" refers to the personal user account registered under your name with mb099, which stores your personal information, transaction history, and gaming activity.
  • "Player" or "User" refers to any individual who creates an account and uses mb099 services.
  • "Deposit" refers to funds transferred from your personal bank account or e-wallet to your mb099 account balance for the purpose of wagering.
  • "Withdrawal" refers to funds transferred from your mb099 account balance back to your personal bank account or e-wallet.
  • "Bonus" refers to promotional credits, free bets, cashback, or other incentives offered by mb099 subject to specific terms and wagering requirements.
  • "Wagering Requirement" refers to the number of times a bonus amount must be wagered before associated winnings can be withdrawn.
  • "KYC" refers to Know Your Customer verification procedures requiring submission of identity documents (Indonesian KTP) and proof of address.

2. Acceptance of Terms

By registering an account with mb099, you explicitly acknowledge and agree to the following:

  • You have read these Terms & Conditions in full and understand their legal implications.
  • You accept all provisions outlined herein without reservation or modification.
  • You acknowledge that these Terms & Conditions may be updated periodically, and continued use of our services after such updates constitutes acceptance of the revised terms.
  • You agree to comply with all applicable Indonesian laws and regulations regarding online gaming and financial transactions.
  • You understand that mb099 reserves the right to refuse service, suspend accounts, or terminate access for violations of these Terms & Conditions.

We recommend that you save or print a copy of these Terms & Conditions for your personal records. Updates to these terms will be posted on this page with a revised "Last Updated" date at the top of the document.

3. Eligibility Requirements

To use mb099 services, you must meet all of the following eligibility criteria:

3.1 Age Requirement

You must be at least 21 years of age to create an account and participate in any gaming activities on mb099. This age restriction is strictly enforced in accordance with Indonesian legal standards for gambling activities. We reserve the right to request proof of age at any time, and failure to provide satisfactory documentation will result in immediate account suspension and forfeiture of any funds or winnings.

3.2 Residency Requirement

You must be a legal resident of Indonesia with a valid Indonesian national identity card (KTP). Players from jurisdictions where online gambling is explicitly prohibited are not permitted to use our services. By registering, you confirm that you are accessing mb099 from a location where online gaming is legally permissible under local law.

3.3 Legal Capacity

You must have the legal capacity to enter into binding contracts. You must not be subject to any legal restrictions that would prohibit you from gambling, including but not limited to court orders, self-exclusion programs, or bankruptcy proceedings.

3.4 Account Uniqueness

You may only register and maintain one account with mb099. Multiple accounts registered by the same individual (duplicate accounts) are strictly prohibited and will result in closure of all accounts and confiscation of funds. This restriction is in place to prevent bonus abuse and ensure fair play for all users.

Identity Verification

mb099 employs rigorous KYC (Know Your Customer) procedures to verify player identities and prevent underage gambling, fraud, and money laundering. You will be required to submit a clear photograph of your Indonesian KTP (national identity card) and a recent selfie for facial recognition verification. Withdrawals may be suspended until identity verification is successfully completed.

4. Account Registration and Security

4.1 Registration Process

To create an account with mb099, you must provide accurate and complete information, including but not limited to your full legal name, date of birth, residential address, Indonesian mobile phone number, and valid email address. Providing false, misleading, or incomplete information is grounds for immediate account termination.

4.2 Account Security

You are solely responsible for maintaining the confidentiality of your account credentials (username and password). You must:

  • Create a strong, unique password that is not used for any other online service.
  • Never share your account credentials with any third party, including family members or friends.
  • Immediately notify mb099 customer support if you suspect unauthorized access to your account.
  • Log out of your account when using shared or public computers.
  • Enable two-factor authentication (2FA) for enhanced account security.

You acknowledge that you are fully liable for all activities conducted through your account, including unauthorized transactions resulting from failure to maintain credential security. mb099 will not be held responsible for losses arising from compromised account credentials due to user negligence.

4.3 Account Information Updates

You must promptly update your account information if any changes occur to your personal details (address, phone number, email, banking information). Failure to maintain accurate account information may result in delays to withdrawals or account verification procedures.

5. Deposits and Withdrawals

5.1 Deposit Methods

mb099 accepts deposits via the following Indonesian payment methods:

  • Bank Transfers: BCA (Bank Central Asia), BRI (Bank Rakyat Indonesia), BNI (Bank Negara Indonesia), Mandiri (Bank Mandiri), CIMB Niaga, OCBC NISP, Bank Danamon, BSI (Bank Syariah Indonesia), Bank Permata.
  • E-Wallets: OVO, DANA, GoPay, ShopeePay, LinkAja.

The minimum deposit amount is Rp 50,000. The maximum deposit amount per transaction varies by payment method and VIP tier. Deposits are typically processed instantly, but may take up to 30 minutes during peak banking hours or system maintenance periods.

5.2 Withdrawal Procedures

Withdrawals can be requested at any time through your account dashboard. The minimum withdrawal amount is Rp 100,000. Withdrawal processing times are as follows:

  • During WIB Banking Hours (08:00 - 16:00 Monday-Friday): 5-30 minutes average processing time.
  • Outside Banking Hours / Weekends / Public Holidays: Processed on the next business day.

Withdrawals must be made to a bank account or e-wallet registered in the same name as your mb099 account. Third-party withdrawals are strictly prohibited for anti-money laundering compliance. First-time withdrawals and large withdrawal amounts may require additional identity verification and documentation.

5.3 Wagering Requirements

Before requesting a withdrawal, deposited funds must be wagered at least one time (1x) to comply with anti-money laundering regulations. Bonus funds are subject to separate wagering requirements as specified in the applicable bonus terms.

5.4 Transaction Fees

mb099 does not charge fees for deposits or withdrawals. However, your bank or e-wallet provider may impose their own transaction fees, which are beyond our control.

6. Bonuses and Promotions

6.1 Bonus Terms

mb099 offers various bonuses and promotions including welcome bonuses, reload bonuses, cashback, and special event promotions. All bonuses are subject to specific terms and conditions that must be met before associated winnings can be withdrawn. Key bonus terms include:

  • Wagering Requirements: Bonus amounts must be wagered a specified number of times (typically 20x to 30x) before withdrawal eligibility.
  • Validity Period: Bonuses must be claimed and wagering requirements completed within a specified timeframe (typically 7 to 30 days).
  • Maximum Bet Limits: While wagering bonus funds, individual bets may not exceed a specified maximum (typically Rp 500,000 per bet).
  • Game Restrictions: Some bonuses may only be valid for specific game categories (sports betting, slots, live casino).
  • One Bonus Per Player: Only one active bonus per player at any given time. Bonuses cannot be combined unless explicitly stated.

6.2 Bonus Abuse

mb099 reserves the right to void bonuses, cancel associated winnings, and suspend or terminate accounts engaged in bonus abuse or fraudulent activity. Prohibited behaviors include but are not limited to: creating multiple accounts to claim bonuses repeatedly, hedging bets to artificially fulfill wagering requirements, exploiting software glitches, or engaging in collusion with other players.

6.3 Bonus Modification and Cancellation

mb099 reserves the right to modify, suspend, or terminate any bonus or promotion at any time without prior notice. We also reserve the right to exclude individual players from bonus eligibility at our sole discretion.

7. Gameplay Rules and Fair Play

All games offered on mb099 are governed by specific rules available in the game information sections. Players are responsible for understanding the rules of each game before participating. Key gameplay principles include:

  • Random Number Generation: All casino games use certified Random Number Generators (RNG) audited by independent testing agencies to ensure fair and unpredictable outcomes.
  • Return to Player (RTP): RTP percentages are displayed transparently for each game and represent the theoretical long-term return to players.
  • Sports Betting Settlements: Sports bets are settled based on official results from recognized sporting bodies. Dead heat rules, postponement rules, and other specific conditions apply as detailed in our Sports Betting Rules.
  • Live Casino Rules: Live dealer games follow standard casino rules as administered by professional dealers. Dealer decisions are final.
  • Technical Issues: In the event of software malfunction, network disconnection, or other technical issues, mb099 reserves the right to void affected bets and refund stakes.

8. Prohibited Activities

The following activities are strictly prohibited on mb099 and will result in immediate account suspension, fund confiscation, and potential legal action:

  • Underage Gambling: Any attempt by individuals under 21 years of age to create accounts or participate in gaming activities.
  • Multiple Accounts: Creating, maintaining, or using more than one account to exploit bonuses or circumvent restrictions.
  • Fraudulent Activity: Using stolen credit cards, bank accounts, or identity documents; conducting chargebacks or payment reversals after receiving funds.
  • Money Laundering: Using mb099 services to launder money or engage in other illicit financial activities.
  • Collusion: Coordinating with other players to manipulate game outcomes or betting markets.
  • Automated Betting: Using bots, scripts, or automated software to place bets or play games.
  • Exploiting Software Vulnerabilities: Deliberately exploiting bugs, glitches, or errors in game software for financial gain.
  • Abusive Behavior: Harassing, threatening, or abusing customer support staff or other players.

9. Limitation of Liability

mb099 provides online gaming services on an "as is" and "as available" basis. To the fullest extent permitted by law, we disclaim all warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, and non-infringement. Specifically:

  • mb099 is not liable for losses resulting from your use or inability to use our services due to technical failures, internet connectivity issues, or force majeure events.
  • We do not guarantee uninterrupted or error-free service, and we reserve the right to suspend services for maintenance, upgrades, or security purposes.
  • mb099 is not responsible for losses arising from user negligence, including failure to secure account credentials, failure to understand game rules, or failure to read terms and conditions.
  • We are not liable for third-party actions, including but not limited to payment provider delays, bank processing times, or internet service disruptions.
  • Our maximum liability for any claim arising from your use of mb099 services is limited to the amount of funds held in your account at the time of the incident.

By using mb099, you acknowledge that online gambling involves financial risk, and you participate at your own discretion and responsibility.

10. Account Suspension and Termination

mb099 reserves the right to suspend or terminate your account at any time, with or without prior notice, for any of the following reasons:

  • Violation of these Terms & Conditions or any other mb099 policies.
  • Failure to complete identity verification (KYC) within a reasonable timeframe.
  • Suspicion of fraudulent activity, money laundering, or other illegal behavior.
  • Abuse of bonuses, promotions, or platform vulnerabilities.
  • Extended periods of account inactivity (typically 12 months or longer).
  • Request for self-exclusion or voluntary account closure by the player.

Upon account termination, any remaining account balance (excluding bonus funds or funds associated with fraudulent activity) will be returned to you via your registered withdrawal method. Players who wish to voluntarily close their accounts may contact customer support with their request.

11. Governing Law and Dispute Resolution

These Terms & Conditions are governed by and construed in accordance with the laws of the jurisdiction in which mb099 is licensed to operate. Any disputes arising from your use of mb099 services shall be resolved through the following process:

  • Internal Resolution: You must first attempt to resolve any dispute by contacting mb099 customer support and providing a detailed description of your concern.
  • Negotiation Period: mb099 will investigate your complaint and respond within 14 business days with a proposed resolution.
  • Independent Mediation: If internal resolution fails, disputes may be escalated to an independent Alternative Dispute Resolution (ADR) service mutually agreed upon by both parties.
  • Legal Action: As a last resort, disputes may be submitted to the courts of competent jurisdiction, with both parties agreeing to submit to the exclusive jurisdiction of such courts.

Players residing in Indonesia acknowledge that online gambling regulations may be ambiguous or subject to interpretation, and they assume personal responsibility for ensuring their participation complies with applicable local laws.

12. Contact Information

If you have any questions, concerns, or complaints regarding these Terms & Conditions or your use of mb099 services, please contact our customer support team through the following channels:

  • Email: [email protected]
  • Live Chat: Available 24/7 via the mb099 website and mobile app
  • WhatsApp Support: +62 812-3456-7890 (08:00 - 02:00 WIB daily)

Our Indonesian-speaking support team is available around the clock to assist with account inquiries, technical issues, payment concerns, and responsible gaming support. For legal inquiries or formal complaints, please use our email support channel and reference "Legal Inquiry" in the subject line.

Acknowledgment

By continuing to use mb099 services, you confirm that you have read, understood, and agree to be legally bound by these Terms & Conditions. These terms constitute the entire agreement between you and mb099 regarding your use of our services and supersede any prior agreements or understandings. Your continued use of mb099 following any modifications to these terms signifies your acceptance of the updated terms.

Key Points to Remember

Essential highlights from our Terms & Conditions for Indonesian players

21+ Age Requirement

Strictly enforced minimum age of 21 years with mandatory KTP verification. Underage gambling is illegal and will result in immediate account closure.

Account Security

You are responsible for protecting your login credentials. Enable 2FA, never share your password, and report suspicious activity immediately.

Fair Play & RTP

All games use certified RNG for fairness. RTP percentages are published transparently. No rigged outcomes—just honest entertainment.

Bonus Wagering

All bonuses carry wagering requirements (typically 20x-30x). Read bonus terms carefully before claiming. Bonus abuse results in forfeiture.

Indonesian Banking

Deposits via BCA, BRI, BNI, Mandiri, OVO, DANA processed instantly. Withdrawals within 5-30 minutes during WIB banking hours.

Responsible Gaming

Self-exclusion, deposit limits, and time-out tools available. Gambling should be entertainment, not income. Play within your means.

Questions About Our Terms?

Our support team is here to help clarify any aspect of our Terms & Conditions

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