Last Updated: January 1, 2026  |  Effective Date: January 1, 2026  |  Version: 3.0
Plain-Language Summary

This Privacy Policy explains how mb099 (accessible at https://mb099.cam) handles your personal information. We collect only what is necessary to operate our gaming services securely, we do not sell your data to advertisers, and we give you meaningful control over your information. If you have any questions after reading this document, our Data Protection contact is listed in Section 14.

1. Introduction

mb099 ("we", "us", "our") is committed to protecting the privacy and personal data of every individual who visits our website or uses our online gaming services. This Privacy Policy applies to all players registered on mb099, visitors browsing our platform without an account, and any person whose personal data we process in the course of providing our services.

We operate primarily in Indonesia and serve players across Jakarta, Surabaya, Medan, Bandung, Semarang, Yogyakarta, Makassar, and other Indonesian cities. Our data handling practices are designed to comply with internationally recognized data protection principles, including those reflected in Indonesia's Undang-Undang Perlindungan Data Pribadi (Personal Data Protection Law) and applicable offshore licensing requirements.

By registering an account with mb099, accessing our website, or otherwise using our services, you acknowledge that you have read and understood this Privacy Policy. If you do not agree with any part of this policy, please discontinue use of our platform immediately.

2. Personal Data We Collect

We collect the following categories of personal data from our players and website visitors:

2.1 Identity & Contact Data

  • Full legal name as it appears on your Indonesian national identity card (KTP)
  • Date of birth (for mandatory 21+ age verification)
  • Residential address including city, province, and postal code
  • Indonesian mobile phone number (verified via OTP)
  • Email address
  • KTP number and a photograph of the physical KTP document
  • Facial recognition photograph or selfie submitted during KYC (Know Your Customer) verification

2.2 Financial Data

  • Bank account details (bank name, account number, account holder name) for BCA, BRI, BNI, Mandiri, CIMB Niaga, OCBC NISP, Bank Danamon, BSI, Bank Permata, or other registered withdrawal methods
  • E-wallet account details (OVO, DANA, GoPay, ShopeePay, LinkAja) where applicable
  • Deposit and withdrawal transaction history including amounts (in Indonesian Rupiah, IDR), timestamps, and payment methods used
  • Bonus usage history and wagering activity records

2.3 Gaming & Behavioral Data

  • Game session data including games played, bet amounts, wins, losses, and session duration
  • Sports betting selections, markets, and outcomes
  • Responsible gaming tool usage (deposit limits set, self-exclusion history, reality check preferences)
  • Customer support interactions including chat transcripts and email correspondence
  • Account preferences, notification settings, and platform configuration choices

2.4 Technical & Device Data

  • IP address and approximate geographic location (city level)
  • Device type, operating system, browser type and version
  • Session identifiers, authentication tokens, and login timestamps
  • Referral URL and navigation path within our platform
  • Error logs and performance diagnostics (used for platform stability)

3. How We Collect Your Data

mb099 collects personal data through the following means:

  • Account Registration: Data you provide directly when creating your mb099 account, including your name, date of birth, email, and mobile number.
  • KYC Verification: Identity documents and photographs you upload to complete our mandatory identity verification process.
  • Deposits & Withdrawals: Banking and e-wallet details you provide when conducting financial transactions on our platform.
  • Platform Usage: Automatically collected data generated by your interaction with our website and gaming services, including gameplay data and navigation behavior.
  • Customer Support: Information you share with our support team via Live Chat, WhatsApp, or email.
  • Cookies & Tracking Technologies: Session cookies, analytical cookies, and similar technologies as described in Section 9 of this policy.
  • Third-Party Verification Services: Identity verification and fraud-screening services that may confirm or supplement information you have provided.

5. How We Use Your Data

mb099 uses the personal data we collect strictly for the purposes outlined below. We do not use your data for purposes incompatible with those stated here without first obtaining your consent or establishing a new legal basis.

  • Service Delivery: Creating and managing your account, processing deposits and withdrawals via BCA, BRI, BNI, Mandiri, OVO, DANA, GoPay, and other accepted payment methods, and making gaming content available to you.
  • Identity & Age Verification: Confirming that you meet our 21+ age requirement and are a legitimate account holder, in compliance with KYC obligations.
  • Security & Fraud Prevention: Monitoring account activity for signs of unauthorized access, multi-account abuse, bonus fraud, money laundering, or other prohibited conduct.
  • Responsible Gaming: Monitoring gaming patterns to identify potential problem gambling indicators and facilitating deposit limits, self-exclusion, or reality check tools where requested or warranted.
  • Customer Support: Responding to your inquiries, resolving disputes, processing complaints, and improving our support quality through interaction records.
  • Legal & Regulatory Compliance: Fulfilling reporting obligations, responding to lawful requests from regulatory or law enforcement authorities, and maintaining records as required by applicable law.
  • Platform Improvement: Analyzing aggregated, anonymized usage patterns to improve game selection, interface design, payment processing speed, and overall platform performance.
  • Marketing (with consent only): Sending you personalized promotional offers, bonus notifications, and event communications via email, SMS, or in-app messages — only where you have explicitly opted in. You may unsubscribe at any time.

6. Data Sharing & Disclosure

mb099 does not sell your personal data to third parties. We share your information only in the limited circumstances described below, and only to the minimum extent necessary for each purpose.

6.1 Service Providers & Technology Partners

We engage carefully vetted third-party service providers who process data on our behalf under strict contractual obligations. These include:

  • Payment Processors: Indonesian banks and e-wallet operators (BCA, BRI, BNI, Mandiri, CIMB Niaga, OVO, DANA, GoPay, ShopeePay, LinkAja) who receive the financial details necessary to complete your transactions.
  • KYC & Identity Verification Providers: Specialist identity verification services that validate your KTP and facial recognition data.
  • Game Software Providers: Pragmatic Play, Evolution Gaming, Microgaming, NetEnt, and other licensed studios receive session-level data required to deliver and audit game outcomes. These providers do not receive your full identity profile.
  • Cloud Infrastructure & Hosting: Server and cloud storage providers who host our platform infrastructure under data processing agreements.
  • Analytics Providers: Aggregated and anonymized behavioral analytics platforms used to improve platform performance.
  • Customer Support Tools: Live chat and CRM software providers who facilitate our support operations.

6.2 Legal & Regulatory Disclosure

We may disclose your personal data to government authorities, law enforcement agencies, or regulatory bodies where we are legally required to do so, including in response to a valid court order, regulatory investigation, or anti-money laundering inquiry. We will notify you of such disclosure where permitted by law.

6.3 Business Transfers

In the event of a merger, acquisition, or sale of all or part of our business assets, your personal data may be transferred to the successor entity. We will notify registered players of any such change and the data protection implications via email or platform notification prior to the transfer taking effect.

6.4 Affiliates & Group Companies

We may share data with affiliated entities within our corporate group where necessary for operational, compliance, or technical purposes. All intra-group transfers are governed by internal data sharing agreements that maintain equivalent data protection standards.

What We Never Do

mb099 will never sell, rent, or lease your personal data to advertising networks, data brokers, or marketing aggregators. We will never share your identity or financial data with other players. We will never use your gaming history to make automated decisions with significant legal consequences without human review.

7. International Data Transfers

As an internationally operated platform serving Indonesian players, some of the personal data we collect may be transferred to and processed in countries outside Indonesia. This may occur when our cloud servers, game providers, or KYC partners are located in different jurisdictions.

Where such transfers occur, mb099 ensures that appropriate safeguards are in place to protect your data to a standard equivalent to that required under applicable Indonesian data protection law. Safeguards include contractual data processing agreements incorporating standard data protection clauses, adequacy assessments of the recipient country's data protection framework, and technical security measures including encryption in transit and at rest.

By using mb099 services and providing your personal data, you acknowledge and consent to the international transfer of your data under the safeguards described above.

8. Data Retention

We retain personal data only for as long as is necessary to fulfill the purposes for which it was collected, or as required by law. Our standard retention periods are as follows:

Data Category Retention Period Rationale
Account identity data (name, KTP, date of birth) Duration of account + 5 years after closure AML/KYC regulatory obligation
Financial transaction records 7 years from transaction date Financial reporting and legal compliance
Gaming session records 3 years from each session Dispute resolution and responsible gaming monitoring
Customer support interactions 3 years from last interaction Complaint handling and quality assurance
Marketing consent records Until consent is withdrawn + 2 years Demonstrating lawful marketing basis
Technical logs and IP records 12 months Security monitoring and fraud detection
Self-exclusion and responsible gaming records Minimum 5 years from exclusion date Player welfare and regulatory requirements

Upon expiry of the applicable retention period, personal data is securely deleted or anonymized so that it can no longer be associated with any identifiable individual. Anonymized, aggregated data may be retained indefinitely for statistical and analytical purposes.

9. Cookies & Tracking Technologies

mb099 uses cookies and similar tracking technologies to operate our platform effectively, maintain your session security, and understand how players interact with our services. The following categories of cookies are in use:

  • Strictly Necessary Cookies: Essential for platform operation, user authentication, and session security. These cannot be disabled without disrupting core functionality. No consent is required for these cookies.
  • Functional Cookies: Remember your account preferences, language settings, and display configurations to personalize your experience on return visits.
  • Analytical Cookies: Collect aggregated, anonymized data on how players navigate our platform, which games are most visited, and where users encounter difficulties. This data helps us improve our service quality.
  • Performance Cookies: Monitor page load times, error rates, and server response metrics to maintain platform stability and speed.
  • Security Cookies: Assist in detecting fraudulent account activity, brute-force login attempts, and other security threats by tracking unusual behavioral patterns.

You may manage cookie preferences through your browser settings. Note that disabling functional or analytical cookies may affect your platform experience. Strictly necessary cookies cannot be disabled via browser settings without significantly impairing platform usability.

10. Your Privacy Rights

As a registered player with mb099, you have the following rights with respect to your personal data. To exercise any of these rights, please contact our Data Protection team at the address listed in Section 14.

  • Right of Access: You may request a copy of the personal data we hold about you, including the categories of data, the purposes for which it is processed, and the third parties with whom it has been shared.
  • Right to Rectification: If any of your personal data is inaccurate or incomplete, you may request that we correct or update it promptly.
  • Right to Erasure ("Right to Be Forgotten"): You may request deletion of your personal data where it is no longer necessary for the purpose it was collected, where you withdraw consent, or where processing is unlawful. This right is subject to our legal retention obligations under AML and gaming regulations.
  • Right to Restriction of Processing: You may request that we temporarily suspend processing of your data while a rectification request or objection is under review.
  • Right to Data Portability: You may request a machine-readable copy of the personal data you have provided to us, where technically feasible.
  • Right to Object: You may object to processing based on legitimate interests or for direct marketing purposes. We will cease marketing communications immediately upon receipt of your objection.
  • Right to Withdraw Consent: Where processing is based on your consent (e.g., marketing), you may withdraw that consent at any time without affecting the lawfulness of prior processing.
  • Right to Lodge a Complaint: You have the right to lodge a complaint with the competent data protection authority in your jurisdiction if you believe your rights have been violated.

We will respond to all verified data rights requests within 30 calendar days. In complex cases, we may extend this period by a further 60 days with prior notice. We reserve the right to verify your identity before processing any data rights request.

11. Security Measures

Protecting your personal and financial data is a technical and organizational priority at mb099. We implement the following security measures to safeguard your information against unauthorized access, disclosure, alteration, or destruction:

  • TLS 1.3 Encryption: All data transmitted between your device and our servers is encrypted using Transport Layer Security (TLS) 1.3, the current industry gold standard.
  • AES-256 Database Encryption: All personal data stored in our databases is encrypted at rest using AES-256 encryption, rendering it unreadable without the corresponding decryption key.
  • Two-Factor Authentication (2FA): We offer and strongly encourage 2FA for all player accounts, adding a second layer of verification beyond your password.
  • Penetration Testing: Our platform undergoes quarterly penetration testing by certified third-party security professionals to identify and remediate vulnerabilities before they can be exploited.
  • Access Controls: Player data is accessible only to mb099 staff with a legitimate operational need. All internal access is logged, audited, and subject to role-based permissions.
  • DDoS Protection: We deploy enterprise-grade Distributed Denial of Service (DDoS) mitigation to protect platform availability and prevent service disruptions.
  • Incident Response Plan: In the event of a data breach, mb099 maintains a documented incident response plan. Affected players and relevant authorities will be notified within 72 hours of breach confirmation, as required by data protection regulations.

While we implement rigorous security measures, no system is entirely immune to risk. We encourage you to use a strong, unique password for your mb099 account, enable 2FA, and contact support immediately if you suspect any unauthorized activity.

12. Minors & Age Verification

mb099 strictly prohibits participation by individuals under 21 years of age. Our platform and services are designed exclusively for adults who meet this minimum age requirement. We employ a multi-layered age verification process:

  • Date of birth declaration at registration, verified against a valid Indonesian KTP.
  • Facial recognition comparison between the submitted KTP photograph and a live selfie to prevent identity document misuse by minors.
  • Ongoing behavioral monitoring for indicators of underage account use.

We do not knowingly collect or process personal data belonging to individuals under 21 years of age. If we discover that a player has provided false information regarding their age and is under 21, we will immediately close the account, void all associated activity, and securely delete the minor's data in accordance with applicable law. If you believe a minor may have created an account on our platform, please contact our support team immediately at [email protected].

13. Changes to This Privacy Policy

mb099 reserves the right to update or revise this Privacy Policy at any time to reflect changes in our data practices, legal obligations, or service offerings. When material changes are made, we will:

  • Update the "Last Updated" and "Effective Date" fields at the top of this document.
  • Display a prominent notice on our platform homepage for at least 14 days following the update.
  • Send a notification to your registered email address summarizing the key changes.
  • Where changes significantly affect your rights or our obligations, request your renewed consent where legally required.

Your continued use of mb099 services after the effective date of a revised Privacy Policy constitutes your acceptance of the updated terms. If you do not agree with the revised policy, you must discontinue use and may request account closure through our customer support team.

14. Contact & Data Protection

If you have any questions, concerns, or requests regarding this Privacy Policy or the handling of your personal data, please contact our Data Protection team through the following channels:

  • Email: [email protected] — include "Privacy Request" in the subject line for prioritized handling
  • Live Chat: Available 24/7 via the mb099 platform — request to speak with the Data Protection team
  • WhatsApp Support: +62 812-3456-7890 — available 08:00–02:00 WIB daily

We aim to acknowledge all privacy-related inquiries within 2 business days (WIB) and to resolve them fully within 30 calendar days. For formal data rights requests (access, erasure, portability), please email us with proof of identity to facilitate secure processing.

Your Acknowledgment

By using mb099's services, you confirm that you have read and understood this Privacy Policy in full. This document, together with our Terms & Conditions, constitutes the complete framework governing how your personal data is handled on our platform. We encourage you to revisit this page periodically for the latest version.

Our Privacy Commitments

Six principles that underpin how mb099 handles your personal data

End-to-End Encryption

Every data transmission between your device and mb099 is protected by TLS 1.3 encryption. Your financial details, KTP data, and account credentials are encrypted both in transit and at rest using AES-256.

No Data Selling

mb099 will never sell, rent, or trade your personal information to advertisers or data brokers. Your data exists to provide you with better service — not to generate third-party revenue.

You Control Your Data

Request access, correction, portability, or deletion of your personal data at any time. Opt out of marketing communications with a single request. Our Data Protection team responds within 30 days.

Rigorous KYC Verification

Our multi-step identity verification using Indonesian KTP and facial recognition protects you and other players from identity theft, duplicate accounts, and underage gambling.

Defined Retention Limits

We keep your data only as long as necessary — typically 5–7 years for financial and identity records as required by law, and shorter periods for technical logs. Data is securely deleted or anonymized on schedule.

Breach Notification

In the unlikely event of a confirmed data breach, mb099 will notify affected players and relevant authorities within 72 hours. Transparency during security incidents is a non-negotiable commitment.

Questions About Your Privacy?

Our support team and Data Protection contacts are available around the clock to assist you

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